Mathematics Standard • Year 12 • Investment and Loans • Lesson 14

Shares, Dividends and Yield, Skill Drill

Build fluency in the two calculations this lesson turns on: the dividend paid on a parcel, and the dividend yield on one share. Then practise the reverse direction, which is where the marks separate.

Build · Skill Drill

1. Quick recall

Answer in the space provided. 1 mark each

Q1.1 Write the formula for the dividend paid on a parcel of shares.

Q1.2 Write the formula for the dividend yield.

Q1.3 Which of those two uses the number of shares, and which does not?

Q1.4 Does the dividend yield use the price you paid, or the price today?

2. Dividend paid

Convert cents to dollars first. 1 mark each

Q2.1 750 shares, dividend 32 cents per share.

Q2.2 1800 shares, dividend 15 cents per share.

3. Dividend yield

Give answers correct to 2 decimal places. 1 mark each

Q3.1 A share trades at $8.80 and pays a dividend of 44 cents.

Q3.2 A share trades at $6.00 and pays a dividend of 21 cents.

4. The reverse direction

You are given the yield and asked for the price. 2 marks

Q4.1 A share pays a dividend of 33 cents and has a dividend yield of 5.5%. Find its market price.

How did this worksheet feel?

What I'll revisit before next class:

Answers, Do not peek before attempting

Q1.1 to Q1.4

Dividend paid = number of shares × dividend per share. Dividend yield = (dividend per share ÷ current market price) × 100%. The dividend PAID uses the number of shares; the YIELD does not, because a percentage cannot depend on how many you own. The yield uses the price today; only capital growth uses the price you paid.

Q2.1

750 × $0.32 = $240.00

Q2.2

1800 × $0.15 = $270.00

Q3.1

0.44 ÷ 8.80 × 100% = 5.00%

Q3.2

0.21 ÷ 6.00 × 100% = 3.50%

Q4.1

Rearrange the yield formula: price = dividend ÷ yield = 0.33 ÷ 0.055 = $6.00 [2]. Check: 0.33 ÷ 6.00 = 0.055 = 5.5%.